USD → PHP corridor

Cheapest way to send money to the Philippines.

Millions of OFWs send money home every month while providers hide fees inside the exchange rate. Paste two quotes and see who actually pays more pesos.

USD → PHP: questions, answered

Why do two providers give different peso amounts for the same dollars?

Each provider sets its own exchange rate and fees. The difference between a provider's rate and the mid-market rate is a hidden markup — often 2–5% — on top of any stated fee.

What is the mid-market rate?

The midpoint between buy and sell prices on global currency markets — the 'true' rate with no markup. We compare each provider's quote against a no-fee conversion at this rate.

How do I compare two USD to PHP quotes?

Enter your send amount in USD and the mid-market rate, then paste each provider's “you receive” figure in PHP (or their fee plus exchange rate). The calculator shows the hidden markup for each and declares the cheaper provider.

Read exactly how the markup math works →